A Guide to Our Top No-Load Mutual Funds



Choosing the right mutual fund is a significant decision for investors looking to build a diversified, long-term portfolio. No-load mutual funds, which do not charge a sales commission, are an attractive choice for many. In this guide, we will delve into the Kiplinger 25, a curated list of our favorite no-load mutual funds that can help you make informed investment decisions.

What is the Kiplinger 25?

The Kiplinger 25 is an annual list of no-load mutual funds selected by Kiplinger’s Personal Finance. The list includes a variety of funds that have consistently demonstrated strong performance and management expertise. They aim to cater to different investor needs and preferences.

  1. Diversification Matters:

Diversifying your investment portfolio is a fundamental principle of investing. The Kiplinger 25 features a range of mutual funds that cover various asset classes and investment styles. This diversity helps spread risk and enhance potential returns.

  1. Expert Fund Managers:

Each fund in the Kiplinger 25 is managed by experienced professionals with a track record of making well-informed investment decisions. They aim to optimize returns while managing risks.

  1. Investment Objectives:

The Kiplinger 25 funds cater to a broad spectrum of investment objectives. Whether you’re seeking growth, income, or a balanced approach, there’s likely a fund that aligns with your goals.

  1. Performance Metrics:

The Kiplinger 25 funds have demonstrated consistent performance. They have outpaced their peers and relevant benchmarks over the years, indicating that they have added value for investors.

  1. Low Costs:

No-load mutual funds often come with low expense ratios, which means a smaller portion of your returns is eaten up by fees. The Kiplinger 25 features funds that are cost-efficient.

  1. Active and Passive Options:

The list includes actively managed and passively managed funds, also known as index funds. This variety ensures investors can choose the fund type that best suits their investment philosophy.

  1. Risk Management:

The Kiplinger 25 funds prioritize risk management. They are designed to weather market volatility and economic fluctuations, which is essential for long-term investors.

  1. Long-Term Focus:

Many of the funds in the Kiplinger 25 are intended for long-term investors. They offer stability and steady growth potential.

  1. Ease of Access:

Investing in these no-load mutual funds is straightforward and accessible to individual investors. There are no sales commissions or loads to navigate.

  1. Review and Selection:

The Kiplinger 25 is rigorously reviewed and updated annually. This ensures that the funds included are still performing well and meeting their objectives.


The Kiplinger 25 is a valuable resource for investors looking to make informed decisions about their mutual fund investments. With a focus on diversification, expert management, low costs, and strong long-term performance, these funds cater to a variety of investment goals and risk tolerances. Ultimately, selecting the right no-load mutual fund from this list can be a strategic move towards building a resilient and prosperous investment portfolio.